Retirement Policy Recommendations for the 119th Congress in Retirement and Social Security

The Bipartisan Policy Center and BPC Action have long been leaders on retirement security policy, guided by the wide-ranging findings and recommendations of our bipartisan Commission on Retirement Security and Personal Savings. We played major roles in the development and passage of the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 and SECURE 2.0 Act of 2022.

Despite that progress, tens of millions of U.S. workers lack access to the most effective retirement-saving tools, and survey after survey show that Americans feel poorly prepared for retirement. But the 119th Congress can keep up bipartisan momentum on this important issue area, and conversations have already begun both on and off Capitol Hill regarding “SECURE 3.0” legislation. The attached document describes 16 proposals that lawmakers should consider when seeking bipartisan, productive reform options that would advance Americans’ financial security in retirement.

* Recommendations marked with an asterisk relate to taxes and could be relevant in negotiations surrounding the 2025 expiration of much of the 2017 Tax Cuts and Jobs Act.

Find all recommendations here.